Chapter 7 Bankruptcy and Medical Bills

In a Chapter 7 bankruptcy, you can wipe out any past-due or charged-off medical bills.


With the rising cost of health care and medical treatment, more and more individuals are strugg

ling to pay medical bills. In a chapter 7 bankruptcy, medical bills are treated as non-priority unsecured debt. This means that any medical bills you have will not receive any priority treatment by the Chapter 7 trustee if they are able to make any payments to your creditors. If no payments are made to your medical debt, or only a portion of the debt is paid by the Chapter 7 trustee, the remaining amount will be wiped out by the bankruptcy discharge. This means that medical creditors can no longer attempt to collect any of the discharged debt from you.


Hart Consumer Law, LLC exclusively represents consumers and advocated for their interests. If you are interested in learning more about a potential Chapter 7 bankruptcy filing, contact us for a consultation and learn what options are best for you.


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